Why Is So Much Paperwork Required to Get a Mortgage?

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Why Is so Much Paperwork Required to Get a Mortgage? | Simplifying The MarketWhen buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process […]

5 Reasons to Sell Your House This Summer

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5 Reasons to Sell Your House This Summer | Simplifying The MarketHere are 5 compelling reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Index from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in […]

Time for Your Dream Home, Gen X!

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Time for Your Dream Home, Gen X! | Simplifying The MarketDuring the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation to regain their lost wealth. According to Pew Research Center, “Their fortunes have rebounded more than those of other […]

3 Things to Know in the Housing Market Today!

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3 Things to Know in the Housing Market Today! | Simplifying The MarketA lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, […]

Renting or Owning, What Is Better for You?

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¬Renting or Owning, What Is Better for You? | Simplifying The MarketIn a real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, to rent for a while. But often, there is a dilemma: should you keep paying rent, knowing that rent is rising too, or should you lock in your housing cost and buy […]

2 Myths Holding Back Home Buyers

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2 Myths Holding Back Home Buyers | Simplifying The MarketFreddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save […]

What is Important to Boomers when Selling their House?

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What is Important to Boomers when Selling their House? | Simplifying The MarketIf you are a “baby boomer” (born between 1946 and 1964), you may be thinking about selling your current home. Your children may have finally moved out. Your large, four-bedroom house with three bathrooms no longer fits the bill. Taxes are too high. Utilities are too expensive. Cleaning and repair are too difficult. You may […]

The Feeling You Get from Owning Your Home

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The Feeling You Get from Owning Your Home | Simplifying The MarketWe often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones. No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain […]