Wage Increases Make Home Buying More Affordable

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Wage Increases Make Home Buying More Affordable | Simplifying The MarketEveryone knows that housing affordability has been negatively impacted by rising prices and increasing mortgage rates, but there is another piece to the affordability equation – wages. How much a family earns obviously impacts how easy or difficult it is for them to afford to own a home. Because of an improving economy, wages are […]

How to Honor a Veteran Today and Everyday

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How to Honor a Veteran Today and Everyday | Simplifying The MarketOne hundred years ago, on the eleventh hour of the eleventh day of the eleventh month, we marked the end of the “war to end all wars.” That day, which was to be observed annually on the eleventh day of the eleventh month, became known as Armistice Day and then, later on, became Veterans Day. […]

VA Home Loans by the Numbers [INFOGRAPHIC]

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Some Highlights:

The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans & 2 million active duty service members which helps them achieve their dreams of homeownership.
In 2017, $189 billion wa…

75% of Renters Have Been Misinformed

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75% of Renters Have Been Misinformed | Simplifying The MarketRecently, multiple headlines have been written asserting that homeownership is less affordable today than at any other time in the last decade. Though the headlines are accurate, they lack context and lead too many Americans to believe that they can’t partake in a major part of the American Dream – owning a home. In 2008, […]

Why Has Housing Supply Increased as Sales Have Slowed Down?

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Why Has Housing Supply Increased as Sales Have Slowed Down? | Simplifying The MarketAccording to the latest Existing Home Sales Report from the National Association of Realtors (NAR), the inventory of homes for sale this year compared to last year has increased for the last four months, all while sales of existing homes have slowed compared to last year’s numbers. For over three years leading up to this […]

5 Tips When Buying a Newly Constructed Home

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5 Tips When Buying a Newly Constructed Home | Simplifying The MarketThe lack of existing inventory for sale has forced many homebuyers to begin looking at new construction. When you buy a newly constructed home instead of an existing home, there are many extra steps that must take place. To ensure a hassle-free process, here are 5 tips to keep in mind if you are considering […]

2 Myths Holding Back Home Buyers

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2 Myths Holding Back Home Buyers | Simplifying The MarketUrban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that, “Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an obstacle to homeownership. Thirty-nine percent of renters […]

How Will Home Sales Measure Up Next Year?

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How Will Home Sales Measure Up Next Year? | Simplifying The MarketThere are many questions about where home sales are headed next year. We have gathered the most reliable sources to help answer this question. Here are our sources: Mortgage Bankers Association (MBA) – As the leading advocate for the real estate finance industry, the MBA enables members to successfully deliver fair, sustainable, and responsible real […]